{"id":946,"date":"2025-11-22T08:27:18","date_gmt":"2025-11-22T16:27:18","guid":{"rendered":"https:\/\/boomersbrokeamerica.com\/?p=946"},"modified":"2026-02-18T07:35:05","modified_gmt":"2026-02-18T15:35:05","slug":"why-millennials-cant-buy-homes","status":"publish","type":"post","link":"https:\/\/boomersbrokeamerica.com\/ro\/why-millennials-cant-buy-homes\/","title":{"rendered":"Why Millennials Can&#8217;t Buy Homes While Boomers Could on Minimum Wage"},"content":{"rendered":"&#8211; AEO INTRO ===  \n  \n<p>The median home price in 2022 was **5.6\u202ftimes higher** than median household income\u2014the highest ratio ever recorded, according to Harvard\u2019s Joint Center for Housing Studies. In the 1970s, houses cost around **$26,650** while average wages were **$7,133**. This stark contrast explains why millennials can\u2019t buy homes while boomers could on minimum wage. The housing\u2011market math simply doesn\u2019t work anymore. <\/p>  \n\n\n&#8211; KEY TAKEAWAYS ===  \n  \n<blockquote class=\"is-layout-flow wp-block-quote-is-layout-flow\">  \n  <strong>Key Takeaways<\/strong>  \n  <ul>  \n    <li>The median home price is now **5.6\u202ftimes higher** than median household income.<\/li>  \n    <li>In the 1970s the average home was **$26,650** and average wages **$7,133** \u2013 a ratio that actually allowed purchase.<\/li>  \n    <li>Millennial homeownership sits at **47\u202f%**, versus **61\u202f%** for boomers.<\/li>  \n    <li>**53\u202f%** of millennials carry student\u2011loan debt, a major barrier to buying a house.<\/li>  \n    <li>The average student\u2011loan balance for millennials is **$31,300**.<\/li>  \n  <\/ul>  \n<\/blockquote>  \n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-housing-math-that-broke\"><strong>The Housing Math That Broke<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-2-1024x559.jpg\" alt=\"Why Millennials Can't Buy Homes\" class=\"wp-image-953\" srcset=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-2-1024x559.jpg 1024w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-2-300x164.jpg 300w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-2-768x419.jpg 768w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-2-18x10.jpg 18w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-2.jpg 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>The numbers explaining why millennials can&#8217;t buy homes are stark. A minimum wage worker in 1970 earned $1.45 per hour, or about $3,000 annually. With houses averaging $27,000, it would take roughly 9 years of minimum wage income to buy one outright. Difficult, but mathematically possible with aggressive saving.<\/p>\n\n\n\n<p>Today&#8217;s minimum wage sits at $7.25 per hour, bringing in about $15,080 annually. The average house? Over $300,000. That&#8217;s more than 20 years of gross income just for the purchase price, not counting the need to eat, pay rent, and live while supposedly saving.<\/p>\n\n\n\n<p><strong>What the housing affordability crisis looks like today:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum wage would need to be $66\/hour to match 1970s home-buying power<\/li>\n\n\n\n<li>Only 56% of 35-year-old millennials own homes vs. 61.5% of boomers at that age<\/li>\n\n\n\n<li>In half of U.S. metro areas, you need $100,000+ annual income for the median home<\/li>\n\n\n\n<li>Home prices increased 24x since 1963 while inflation only increased 10x<\/li>\n\n\n\n<li>The average first-time buyer is now 40 years old\u2014a record high<\/li>\n\n\n\n<li>A 20% down payment on a median-priced home costs approximately $83,380<\/li>\n<\/ul>\n\n\n\n<p>Someone making $18 an hour today\u2014more than double minimum wage\u2014would need to save for over a decade to afford a 20% down payment on a $300,000 house. Even then, qualifying for the mortgage with current debt-to-income requirements presents another massive hurdle. This is why millennials can&#8217;t buy homes at anywhere near the rate previous generations could.<\/p>\n\n\n\n&#8211; MEDIA MARKERS ===  \n<!-- CHART: Housing Price\u2011to\u2011Income Ratio Over Time -->  \n<!-- INFOGRAPHIC: Millennial vs. Boomer Homeownership Rates -->  \n<!-- CHART: Student\u2011Loan Debt Impact on Mortgage Qualification -->\n\n\n<h2 class=\"wp-block-heading\" id=\"student-debt-the-anchor-on-millennial-homeownership\"><strong>Student Debt: The Anchor on Millennial Homeownership<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-4-1024x559.jpg\" alt=\"\" class=\"wp-image-951\" srcset=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-4-1024x559.jpg 1024w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-4-300x164.jpg 300w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-4-768x419.jpg 768w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-4-18x10.jpg 18w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-4.jpg 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>One of the biggest factors in why millennials can&#8217;t buy homes is student loan debt that simply didn&#8217;t exist for most boomers. The average millennial graduates with $30,000-$50,000 in student loans, creating monthly payments of $300-$1,000 that directly compete with down payment savings.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.federalreserve.gov\/econres\/feds\/student-loans-and-homeownership.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Reserve research<\/a>&nbsp;found that every $1,000 increase in student loan debt lowers homeownership rates by about 1.8 percentage points. This isn&#8217;t a small effect\u2014it&#8217;s a massive systematic barrier. When 60% of millennials cite student loans as the primary reason they can&#8217;t buy homes, that represents millions of people locked out of homeownership by educational debt.<\/p>\n\n\n\n<p><strong>How student loans block homeownership:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Monthly payments of $300-$1,000+ prevent down payment savings<\/li>\n\n\n\n<li>High debt-to-income ratios disqualify borrowers from mortgage approval<\/li>\n\n\n\n<li>Student debt delays marriage and family formation, traditional homebuying triggers<\/li>\n\n\n\n<li>The average borrower takes 20+ years to pay off loans<\/li>\n\n\n\n<li>Total student loan debt in America exceeds $1.7 trillion<\/li>\n\n\n\n<li>About 39% of Gen Z and 60% of millennials say loans are postponing homeownership<\/li>\n<\/ul>\n\n\n\n<p>Boomers attended state colleges that cost a few hundred dollars per semester. Many paid tuition with part-time jobs and graduated debt-free. Millennials face tuition costs that have increased 1,200% since 1980, far outpacing inflation. This fundamental difference in educational costs is a major reason why millennials can&#8217;t buy homes while their parents could. Understanding\u00a0<a href=\"http:\/\/www.boomersbrokeamerica.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">how these systematic changes happened<\/a>\u00a0reveals the policy shifts that created this crisis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"wage-stagnation-while-housing-costs-exploded\"><strong>Wage Stagnation While Housing Costs Exploded<\/strong><\/h2>\n\n\n\n<p>Real wages have barely budged in 40 years while housing costs have skyrocketed. This wage stagnation is central to why millennials can&#8217;t buy homes even with jobs that sound well-paid on paper. A salary of $60,000 sounds comfortable, but it doesn&#8217;t stretch nearly as far as equivalent earnings did in the 1970s.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Era<\/th><th>Median Home Price<\/th><th>Median Income<\/th><th>Price-to-Income Ratio<\/th><\/tr><\/thead><tbody><tr><td>1970s<\/td><td>$26,650<\/td><td>$7,133<\/td><td>3.7x<\/td><\/tr><tr><td>1980s<\/td><td>$50,000<\/td><td>$17,710<\/td><td>2.8x<\/td><\/tr><tr><td>1990s<\/td><td>$119,600<\/td><td>$30,056<\/td><td>4.0x<\/td><\/tr><tr><td>2000s<\/td><td>$174,000<\/td><td>$41,990<\/td><td>4.1x<\/td><\/tr><tr><td>2020s<\/td><td>$350,000+<\/td><td>$54,132<\/td><td>6.5x<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The table shows exactly why millennials can&#8217;t buy homes\u2014the price-to-income ratio has nearly doubled since the 1970s. Housing costs have completely disconnected from wage growth, making homeownership mathematically impossible for most young workers.<\/p>\n\n\n\n<p><strong>Key wage and cost factors:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Median wages adjusted for inflation have increased less than 10% since 1979<\/li>\n\n\n\n<li>Housing costs have increased over 200% in the same period<\/li>\n\n\n\n<li>Entry-level salaries haven&#8217;t kept pace with cost-of-living increases<\/li>\n\n\n\n<li>Health insurance, childcare, and other costs consume larger portions of income<\/li>\n\n\n\n<li>Millennials need to work significantly more hours than boomers to afford the same house<\/li>\n<\/ul>\n\n\n\n<p>Someone earning the median income today would need to save for 15-20 years to afford a 20% down payment on a median-priced home, assuming zero lifestyle costs and perfect savings discipline. That&#8217;s not realistic. In the 1970s, the same calculation took 5-7 years. The math explaining why millennials can&#8217;t buy homes is simple: wages stayed flat while housing costs exploded.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-boomer-advantage-that-no-longer-exists\"><strong>The Boomer Advantage That No Longer Exists<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-6-1024x559.jpg\" alt=\"\" class=\"wp-image-949\" srcset=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-6-1024x559.jpg 1024w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-6-300x164.jpg 300w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-6-768x419.jpg 768w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-6-18x10.jpg 18w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-6.jpg 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Understanding why millennials can&#8217;t buy homes requires looking at what boomers had that no longer exists. It wasn&#8217;t about working harder or being smarter with money\u2014it was about economic conditions that made homeownership accessible.<\/p>\n\n\n\n<p><strong>What enabled boomer homeownership:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Housing prices at 3-4x annual income instead of 6x<\/li>\n\n\n\n<li>Minimum wage with real purchasing power<\/li>\n\n\n\n<li>Strong union membership keeping wages competitive (35% unionization vs. 10% today)<\/li>\n\n\n\n<li>Affordable or free college education eliminating student debt<\/li>\n\n\n\n<li>GI Bill and government programs designed to facilitate homeownership<\/li>\n\n\n\n<li>Pensions providing retirement security beyond home equity<\/li>\n\n\n\n<li>Single-family homes treated as residences, not investment vehicles<\/li>\n<\/ul>\n\n\n\n<p>The minimum wage in 1970 could actually support saving for a home. Today&#8217;s minimum wage can&#8217;t even cover rent in most cities. Boomers could work a factory job, join a union, earn a living wage, and buy a house within a few years. Those factory jobs are gone. The unions are largely gone. And the wages that remain haven&#8217;t kept pace with housing costs.<\/p>\n\n\n\n<p>College tuition at public universities cost a few hundred dollars per semester in the 1960s and 70s. Many students paid tuition with part-time summer jobs. Today, the average cost of public university tuition is $10,000-$25,000 per year, creating debt burdens that didn&#8217;t exist for previous generations. This single change explains much of why millennials can&#8217;t buy homes compared to boomers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-gen-z-faces-even-worse-conditions\"><strong>Why Gen Z Faces Even Worse Conditions<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-7-1024x559.jpg\" alt=\"\" class=\"wp-image-954\" srcset=\"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-7-1024x559.jpg 1024w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-7-300x164.jpg 300w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-7-768x419.jpg 768w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-7-18x10.jpg 18w, https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Image_fx-7.jpg 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>If the question of why millennials can&#8217;t buy homes seems bad, Gen Z faces an even bleaker reality. They&#8217;re entering the workforce during and after a pandemic that disrupted traditional career paths, facing the highest housing costs in history relative to income.<\/p>\n\n\n\n<p><strong>Gen Z&#8217;s additional challenges:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Entering workforce with reduced opportunities and suppressed starting salaries<\/li>\n\n\n\n<li>Facing home prices at all-time highs relative to wages<\/li>\n\n\n\n<li>Competing against investors and corporations buying single-family homes<\/li>\n\n\n\n<li>Climate change creating uncertainty about safe long-term housing locations<\/li>\n\n\n\n<li>Remote work causing unpredictable price spikes in previously affordable areas<\/li>\n\n\n\n<li>Average first-time homebuyer age pushed to 40 years old<\/li>\n<\/ul>\n\n\n\n<p>A staggering 84% of Gen Z report delaying major life milestones\u2014marriage, children, career changes\u2014specifically to save for homes they may never afford. That&#8217;s not a generation being cautious; that&#8217;s a generation recognizing the math doesn&#8217;t work. The homeownership rate for Gen Z currently tracks even lower than millennials at the same age, suggesting conditions are worsening rather than improving.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-ripple-effects-beyond-housing\"><strong>The Ripple Effects Beyond Housing<\/strong><\/h2>\n\n\n\n<p>Why millennials can&#8217;t buy homes isn&#8217;t just about real estate\u2014it&#8217;s reshaping American society. Homeownership has historically been the primary wealth-building tool for middle-class families. When entire generations can&#8217;t access it, the consequences spread across every aspect of life.<\/p>\n\n\n\n<p><strong>How the housing crisis affects everything:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Delayed marriages and family formation<\/li>\n\n\n\n<li>Lowest birth rates in American history<\/li>\n\n\n\n<li>Retirement crisis looming without home equity to draw from<\/li>\n\n\n\n<li>Reduced economic mobility across generations<\/li>\n\n\n\n<li>Mental health impacts from constant financial stress<\/li>\n\n\n\n<li>Geographic inflexibility, forced to stay in expensive job markets<\/li>\n\n\n\n<li>Inability to help aging parents financially<\/li>\n<\/ul>\n\n\n\n<p>Research shows that half of all U.S. renters are cost-burdened, spending over 30% of income on housing. Many millennials spend 40%, 50%, or even 60% of income on rent alone. When housing consumes that much income, saving for a down payment becomes mathematically impossible. The millennial homeownership rate sits at just 47% compared to over 61% for boomers at the same age\u2014a 14-percentage-point gap representing millions of people locked out of wealth-building.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"can-anything-actually-help\"><strong>Can Anything Actually Help?<\/strong><\/h2>\n\n\n\n<p>Individual solutions can&#8217;t fix systematic problems, but some millennials have found ways to achieve homeownership despite the barriers explaining why millennials can&#8217;t buy homes.<\/p>\n\n\n\n<p><strong>Strategies that have worked for some buyers:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Moving to lower-cost-of-living areas (though this means leaving jobs, networks, and opportunities)<\/li>\n\n\n\n<li>Family assistance for down payments (78% of Gen Z buyers and 54% of millennials received help)<\/li>\n\n\n\n<li>FHA loans requiring only 3.5% down<\/li>\n\n\n\n<li>VA loans with 0% down for veterans<\/li>\n\n\n\n<li>House-hacking by buying multi-unit properties and renting portions<\/li>\n\n\n\n<li>Co-purchasing with friends or family to split costs<\/li>\n\n\n\n<li>Waiting until 35-40 instead of 25-30 to save longer<\/li>\n<\/ul>\n\n\n\n<p>The data on family assistance is particularly telling about why millennials can&#8217;t buy homes without help. Three-quarters of Gen Z homeowners needed financial assistance from family for down payments. That&#8217;s not normal. Boomers didn&#8217;t need their parents&#8217; help at those rates because the economic conditions allowed independent homeownership.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-path-forward\"><strong>The Path Forward<\/strong><\/h2>\n\n\n\n<p>The conversation about why millennials can&#8217;t buy homes while boomers could on minimum wage isn&#8217;t about blaming individuals. It&#8217;s about recognizing fundamental economic shifts that locked out younger generations from opportunities their parents enjoyed.<\/p>\n\n\n\n<p>Solving why millennials can&#8217;t buy homes requires systematic changes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Raising minimum wage to account for productivity and inflation<\/li>\n\n\n\n<li>Addressing student loan debt through forgiveness or restructuring<\/li>\n\n\n\n<li>Increasing housing supply through zoning reform<\/li>\n\n\n\n<li>Restricting corporate purchases of single-family homes<\/li>\n\n\n\n<li>Implementing meaningful first-time homebuyer assistance programs<\/li>\n\n\n\n<li>Treating housing as a place to live rather than purely an investment vehicle<\/li>\n<\/ul>\n\n\n\n<p>Until these systematic issues get addressed, homeownership rates will continue declining and wealth inequality will keep growing. The millennial homeownership rate of 47% versus boomers&#8217; 61% represents millions locked out of the primary middle-class wealth-building tool. Meanwhile, nearly two-thirds of boomer homeowners have no plans to sell, further restricting supply and making it even harder for younger generations to enter the market.<\/p>\n\n\n\n<p>The answer to why millennials can&#8217;t buy homes comes down to math that simply doesn&#8217;t work anymore. Wages stagnated while housing costs exploded, student debt created a new financial barrier that didn&#8217;t exist for boomers, and the economic structures that once made homeownership accessible have been systematically dismantled. Millennials and Gen Z deserve the same opportunities boomers had, but right now, the economic reality makes that impossible for most.<\/p>\n\n\n\n<p><\/p>\n\n\n&#8211; COUNTER\u2011ARGUMENT ===  \n## The \u201cBoomer Work Ethic\u201d Objection  \nSome pundits claim boomers simply *worked harder* and were *more frugal*, so they could afford a home on a minimum\u2011wage job.  \n\n**Debunked:** That narrative ignores the structural advantages boomers enjoyed: stable manufacturing jobs, affordable suburban land, and a social safety net that kept housing costs low. Today\u2019s workers face **wage stagnation**, **housing prices that have outpaced inflation by 460\u202f%**, and **student\u2011loan debt** that didn\u2019t exist for their parents. The \u201chard\u2011work\u201d excuse is a convenient myth that masks policy\u2011driven inequality.\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n&#8211; FAQ ===  \n### What are the main reasons millennials can\u2019t buy homes?  \nWage growth has flat\u2011lined while home prices have exploded, and student\u2011loan debt now drags down **over half** of the generation. The combination leaves too few savings for down\u2011payments and makes mortgage qualification a pipe dream.  \n\n### How does student\u2011loan debt affect homeownership?  \nCarrying an average **$31,300** in student debt reduces disposable income and hurts credit scores, directly cutting mortgage eligibility. Lenders view that debt as a red flag, so even millennials with decent salaries are denied loans.  \n\n### Can policy fix the problem?  \nAbsolutely\u2014if politicians cared. Raising the federal minimum wage to reflect productivity, forgiving or restructuring student loans, and expanding affordable\u2011housing programs would restore the old \u201cminimum\u2011wage\u2011to\u2011home\u201d pathway. See our deep dive on **[Why Policies that HELP American Workers Matter More Than Ever](\/policies-that-help-american-workers\/)**.\n\n\n<h2 class=\"wp-block-heading\">Sources &amp; Methodology<\/h2>\n\n\n&#8211; SOURCES ===  \nAll figures are drawn from reputable research: Harvard\u2019s Joint Center for Housing Studies (home\u2011price\u2011to\u2011income ratio), U.S. Census Bureau (homeownership rates), Federal Reserve (student\u2011loan balances), and the Bureau of Labor Statistics (wage trends). Full data can be verified at the original Harvard blog post\u202f<https:\/\/www.jchs.harvard.edu\/blog\/home-price-income-ratio-reaches-record-high-0>.","protected":false},"excerpt":{"rendered":"<p>Why millennials can&#8217;t buy homes while Boomers could on minimum wage. The housing market was deliberately rigged through zoning, policy, and greed.<\/p>","protected":false},"author":2,"featured_media":948,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[24,3,26],"tags":[46,41,48,38],"class_list":["post-946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-housing","category-economy","category-wealth-gap","tag-baby-boomers","tag-cost-of-living","tag-housing-crisis","tag-millennials"],"blocksy_meta":[],"jetpack_featured_media_url":"https:\/\/boomersbrokeamerica.com\/wp-content\/uploads\/2025\/11\/Gemini_Generated_Image_q2jaiyq2jaiyq2ja-scaled.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/posts\/946","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/comments?post=946"}],"version-history":[{"count":3,"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/posts\/946\/revisions"}],"predecessor-version":[{"id":1861,"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/posts\/946\/revisions\/1861"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/media\/948"}],"wp:attachment":[{"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/media?parent=946"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/categories?post=946"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/boomersbrokeamerica.com\/ro\/wp-json\/wp\/v2\/tags?post=946"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}